Mortgage & Protection Adviser
Mortgage & Protection Adviser
Making Self-Employed Mortgages Straightforward
Getting a mortgage when you’re self-employed is absolutely possible — you just need the right approach and the right lender.
We assess your accounts, dividends, salary and retained profits to present your income in the strongest possible way to lenders
Different lenders assess self-employed income in different ways. You’ll be matched with lenders who are suitable for your circumstances.
We guide you on what documents are needed — including accounts, tax calculations and bank statements — so your application is ready from the start.
From your first enquiry through to completion, everything is handled and you’ll have support at every stage.
Self-employed income isn’t always assessed in a simple way. Lenders may look at salary, dividends, net profit or retained earnings depending on your structure.
Everything is managed for you — from selecting the lender through to submission and completion — so the process stays smooth and stress-free.
Clear explanation of how lenders assess your income
Access to lenders who specialise in self-employed cases
Guidance on preparing accounts and documents
Support throughout the full mortgage process
Sole traders
Limited company directors
Contractors and freelancers
Business owners with variable income
Clients with 1–2 years of accounts
Anyone whose income isn’t straightforward
A clear, structured process so you always know what’s happening and what comes next.
We review your accounts, tax returns and income structure to assess affordability.
We match you with lenders who understand your income type and are comfortable with your situation.
We ensure all documents are correct and your application is presented clearly to the lender.
We manage the full process and keep everything progressing smoothly through to completion.
You’ll always have clear communication and support at every stage.
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