Helping You Buy, Remortgage & Move With Confidence

We recently completed on our flat and are so happy with the service we got from John and Krina. John went completely beyond what I thought a mortgage broker offered, he became our guide for not just our mortgage but lots of aspects of the property buying process. We were first time buyers so had a lot of questions but John was always available and happy to chat things through with us. Very grateful. Will definitely be our go to for everything mortgage related going forwards 🙂

My fiancé and I needed a mortgage broker for our recent house purchase. We were recommended John Smyth by a close friend of ours, and he did not disappoint. We had a few initial meetings with John, where he described the process and what he would be doing, and is such a lovely person. We had several delightful conversations with him, where he answered any questions we had about house buying in general. Without John we would have been clueless on so many aspects of the house purchase, and he got our mortgage sorted very quickly (4 days from the application!) which was a godsend in organising everything for the purchase. John also updated our mortgage rate in real time so we got the best rate possible! After this John handed us over to Sherene (buildings and contents insurance) and Jack (life insurance), who both were really friendly and gave us the best information and rates. All together Capricorn made the process so super easy and stress free, it was the best thing we could have done for buying our first house!

We had a fantastic experience with John Smyth and Krina Tripathi at Capricorn Financial Consultancy. What really sets them apart is how proactive and responsive they are especially when you're close to exchange or completion and everything becomes time-critical. They acted quickly when lenders reduced rates, and our offer was updated to a lower rate with minimal hassle. Their active rate monitoring and swift action made a real difference. We couldn't have asked for better mortgage advisors. From start to finish, they guided us through every step of the home-buying process with patience and expertise. Communication was always clear and fast, and they were incredibly proactive in securing the best deal for us. They made what could have been a stressful experience feel smooth, structured, and manageable. We'd recommend them without hesitation. Sherene Jean-Charles, GI Consultant, also provided outstanding support with arranging the house insurance. She was knowledgeable, responsive, and made the process straightforward and stress-free. Overall, the whole team delivered exceptional service, and we're very grateful for their support throughout our journey.

This present was hand-iced by artists at the Ministry of Biscuits in London. Lovingly handmade the old fashioned way. - one biscuit at a time. We're the original hand-iced biscuit company. We love nothing more than spreading biscuit magic and being there for those moments where you can't be. That's why we've created beautiful biscuit gifts for every occasion, from birthdays to big days and everything in between. To John - Thank you so much for all your help in our mortgage and purchase process. Your guidance was so clear and straightforward, and we really appreciated your swift, confident help.

Both John Smyth and Krina Tripathi have been a massive help in helping me purchase a mortgage. They were a pleasure to deal with and I would highly recommend them to anyone else looking to purchase a home. Thank you for all your help.

Highly Recommend! John and Krina were fantastic in helping us secure a mortgage for our flat. They were professional, knowledgeable and always there to answer our questions. They were super fast to respond and friendly which make the whole process smooth.

Great work done by John Smyth, fast, professional and client oriented. Warm recommendation for all my Romanian friends in UK looking to buy a home. Press and hold to react