Mortgage & Protection Adviser

New Build Mortgages

Best mortgage rates

Specialist Mortgage Advice For New Build Properties

Buying a new build home comes with tight deadlines, developer requirements and specific lender criteria. You’ll receive clear guidance and support throughout the entire process.

Support From Reservation To Completion

From paying your reservation fee to getting your keys, you’ll have clear guidance, regular updates and support through every stage of the purchase.

Access To The
Right Lenders

Not all lenders treat new build properties the same. We’ll match you with lenders who are comfortable with your property type and your circumstances.

Meeting Developer Deadlines

New build purchases often require exchange within a short timeframe. You’ll be guided through the process to ensure your mortgage and documents are ready on time.

Mortgage Offers That Last

New build completion dates can change. We’ll help secure mortgage options with appropriate offer lengths and review your rate if better options become available.

WHY CLIENTS CHOOSE YOU

Why Clients Choose Smyths Financial

You’re not just getting a mortgage arranged — you’re getting a dedicated adviser who supports you throughout your entire purchase.

From your agreement in principle through to completion, you’ll have clear advice, quick responses and ongoing updates at every stage.

Personal, Responsive Service

You’ll deal directly with your adviser, with quick replies, regular updates and support when you need it — including evenings and weekends.

At Every StageClear Guidance

You’ll understand exactly what is happening and what comes next, from reservation deadlines to exchange and completion.

Whole-of-Market Lender Access

You’ll be matched with lenders who are suitable for your property and situation — not a limited panel.

No Client Fee Charged

You’ll receive professional mortgage advice without a broker fee, with the focus on long-term relationships and ongoing support.

How The Process Works

A clear, structured approach so you always know what’s happening and what comes next.

Understanding your purchase

We review the property, developer timelines and your goals to plan the right approach.

Affordability & preparation

We confirm your budget, deposit, documents and any developer incentives early.

Lender matching

You’ll be matched with lenders suited to your property type and timescales.

Application to completion

We manage the mortgage, handle queries and keep everything moving through to completion.